RealTeam + Union Home Mortgage
Buying a home doesn’t have to be overwhelming. Through our trusted partnership with Union Home Mortgage, REALTEAM buyers gain access to flexible loan programs, local expertise, and guidance designed to make homeownership more attainable, especially for first-time buyers.
No Red Tape, No Hidden Fees, No Catch
Mortgage Solutions Built to Remove Barriers
Low Down Payment Options
Programs like Union Home Mortgage’s 1% Down Payment Program help qualified first-time buyers get into a home with minimal upfront costs.
Local, Personalized Guidance
Work directly with a knowledgeable local loan officer who understands the Michigan market and takes a hands-on approach.
Financing for Every Stage
Whether you’re buying, refinancing, or tapping into home equity, Union Home Mortgage offers solutions designed to meet your goals.
Get Started today!
Meet Your Local Mortgage Experts
Union Home Mortgage brings years of experience helping Michigan homebuyers navigate the mortgage process with confidence. Known for responsiveness, transparency, and client-first approach, the Union Home Mortgage team works closely with REALTEAM buyers to find financing solutions that fit their needs, not just today, but for the long term.

Tom Lower
Loan Officer
tomlower@uhm.com
Mobile: (616) 890-3087
NMLS #31194

Jason Bock
Branch Manager
jbock@uhm.com
Mobile: (248) 978-7989
NMLS #713743

Sean Seaman
Sales Team Lead
sseaman@uhm.com
Mobile: (313) 550-0205
NMLS #1461366

Justin Visconti

Rosanna Kwiatkowski
Loan Officer
rkwiatkowski@uhm.com
Mobile: (586) 738-1299
NMLS #995719

James Johnson
Loan Officer
jamesjohnson@uhm.com
Mobile: (248) 765-6065
NMLS #158091
